Employee Benefits Information
Southern Maryland Insurance Inc. - Worker Compensation Insurance Solutions
Best Rates for Worker Compensation Insurance in Maryland Are Available Here! Ask for Your Quote Right Now!
Does your business carry necessary worker compensation insurance to protect you from employee injury claims? Are you financially secure even after paying the hospital bills of your injured employees or facing a devastating lawsuit filed for worker’s death or injury at your workplace in Maryland? You might have one or more employees working for your business in Maryland, either full-time or part-time. What will you do if any of them gets injured or falls sick on the job site and sues you legally for it? If your business is not covered suitably by any worker compensation insurance policy in MD, then it will be difficult for you to keep financially protected in these situations. Southern Maryland Insurance, Inc is an independent insurance agency offering comparative and free quotes on worker compensation insurance in Md from not one but many national and international insurers so that you can always have the best premium rate.
At Southern Maryland Insurance, Inc, we understand that your business is at risks of workplace accident and injuries and need financial protection to survive them. Our expert agents work really hard to find out options and offers to help your business get insured against them all. While working with knowledgeable consultants and professional underwriters, we can easily recommend workers' compensation insurance coverage, services and solutions that suit your business philosophy and objectives.
Workers compensation insurance makes sure that your business has coverage for the workers who are injured or have fallen sick on your job site. It provides employee benefits for job related injuries and diseases along with medical treatment, hospitalization, rehabilitation cost, lost wages and more. When your business is insured for worker compensation claim the family of a deceased employee can also have a financial benefit. If the employee’s family sues you or your company, you can still enjoy coverage for the legal expenses.
According to Maryland law, you will be required to have employee benefits including coverage for lost income and medical expenses resulting from on-the-job site illnesses, injuries or accidents. For your business in Maryland, worker compensation coverage can bring better financial protection in case of death, accident and injury. It includes the following benefits:
1. Medical care and supplies
2. Long term Physical disability (permanent total or permanent partial disability of employee)
3. Short term physical disability (temporary total or temporary partial disability of employee)
4. Death benefits (dependents of employee)
5. Rehabilitation cost (vocational)
6. Funeral expenses
With quality and comparable offers on worker compensation insurance, we can help you pay for the medical treatment cost of employees who have suffered from diseases or injuries on the job site. It will cover you against employee injury claims and also make your employees get paid even while they are on leave to heal and recover from injury or illnesses.
Want to know how much you can save on worker compensation insurance in Md? Just ask us for a quote by calling us at (301) 390-0099 or contact us online!